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About the Author: Kirti Ratan Umralkar has substantive years of experience in international trading and shipping, and is conversant with trade documentation and negotiation. Kirti Ratan holds a Bachelor of Science degree and is a member of the Singapore Institute of Purchasing and Materials Management (SIPMM). She completed the Diploma in Logistics and Supply Management (DLSM) on September 2020 at SIPMM Institute.